Crypto-backed loan

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Confirm your estimate, accept the risk disclosures, and submit. Your application is linked to your customer account so you can track its status.

Your loan estimate

Drawn from the calculator. Values are estimates only and not a binding offer of credit.

Collateral asset: Bitcoin BTC
Collateral value: 50,000
LTV: 30%
Loan term: 12 months
Estimated loan amount: 15,000
Indicative APR: 2.99% APR
Estimated monthly interest: 37.38
Estimated total interest: 448.5
Monthly card spend (estimate): 2,500
Total card repayment reward: 600
Repayment after rewards: 15,000
Risk level: Low LTV

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Your details

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Risk acknowledgement

I understand that crypto-backed borrowing involves risk, including margin calls and potential liquidation of collateral if collateral value falls.

I understand that APR, LTV, collateral eligibility, loan availability, card reward eligibility, repayment terms, fees, and liquidation thresholds may vary by customer profile, jurisdiction, collateral type, market conditions, risk assessment, and applicable programme terms.

Submission of this application does not constitute a binding offer of credit and is subject to risk review, identity verification, jurisdictional eligibility, sanctions checks, and programme criteria. Approved loan customers also get OneSphere Card access subject to the same mandatory checks.

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